Terms and Conditions

Terms and Conditions

Effective Date: 21 December 2025

By using this website, you accept our terms and conditions.

1. Acceptance of Terms

By accessing and using this website, you agree to be bound by the terms of this agreement. These terms apply to all visitors, users, and others who access or use the service. This website operates in full compliance with the laws of Ghana and all applicable international regulations.

2. Information Sources and Data Collection

We do not collect, store, or process personal information from visitors to this website. This site does not use tracking cookies, does not require user registration, and does not monitor individual user behaviour. We do not collect email addresses, names, phone numbers, or other personal data.

All banking information, logos, product details, and financial data displayed on this website come exclusively from publicly available information including official bank websites, regulatory filings, public documents, press releases, and other openly accessible sources. We simply compile and present this public information in an organised format for informational purposes.

3. Compliance with Ghanaian Law

This website operates in strict compliance with all applicable laws of Ghana, including but not limited to banking regulations, data protection requirements, and content publication standards. All information presented complies with the guidelines of the Bank of Ghana regarding the disclosure of public banking information.

4. Intellectual Property and Public Information

All bank logos, brand names, product names, and financial information displayed on this site remain the property of their respective owners. This information is reproduced from publicly available sources for informational purposes only. All registered trademarks, service marks, and trade names are the property of their respective holders.

5. No Personal Data Processing

We explicitly confirm that this website does not engage in any form of personal data collection or processing as defined by Ghana's Data Protection Act, 2012 (Act 843). No user accounts are created, no personal information is requested, and no tracking of individual visitors occurs. Standard server logs may record technical information such as IP addresses for security purposes only, but this data is not linked to individual users or used for any other purpose.

6. Information Accuracy and Disclaimer

While all information comes from official and publicly available channels, we do not guarantee the completeness, accuracy, or timeliness of the information presented. Banking products, rates, terms, and conditions may change frequently. Users should verify all information directly with the respective financial institutions before making financial decisions.

7. Purpose and Use

This website serves solely as an informational resource, presenting publicly available banking information in an organised format. It is not intended as financial advice, promotional material, or financial intermediation service. Users access this information at their own discretion for general informational purposes only.

8. Limitation of Liability

The website owners shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of this website or the information contained therein. Users utilise the information presented at their own risk and responsibility.

9. External Links and Third-Party Content

This website may contain links to official bank websites and other publicly available sources. We do not control the content of these external sites and are not responsible for their content, privacy policies, or operational practices.

10. Updates to Terms

These terms may be updated periodically to ensure ongoing compliance with Ghanaian legislation and reflect any changes in our practices. Continued use of the website constitutes acceptance of any updated terms.

11. Governing Law and Jurisdiction

These terms and conditions are governed by the laws of the Republic of Ghana. Any dispute arising from the use of this website shall be subject to the jurisdiction of the competent courts of Accra, Ghana.

12. Regulatory Oversight

This website acknowledges the authority of the Bank of Ghana over the financial institutions mentioned in our content. We do not provide financial services or act as financial intermediaries under the supervision of the Bank of Ghana.

13. Contact and Compliance

For any questions about these terms or compliance matters, please contact us through the information provided on this website. We are committed to maintaining complete transparency and compliance with all applicable Ghanaian regulations.

Last updated: 21 December 2025