Ghana Financial Comparison Portal

Fixed Deposit Calculator

Calculate and compare fixed deposit rates from Ghanaian banks

Fixed Deposit Calculator

GHS
10,000 - 50,000,000
%
Automatically updated based on selection

Interest Rates Comparison

Bank NameMinimum Amount3 Months6 Months12 Months24 MonthsBest Rate
GHS 1,000 % % % % 12.5%
GHS 1,000 % % % % 12%
GHS 1,000 6.5% 7% 7.4% 7.8% 7.8%
GHS 1,000 % % % % 12.5%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 500 % % % % 6.5%
GHS 1,000 % % % % 12.5%
GHS 1,000 % % % % 12%
GHS 500 % % % % 12.5%
GHS 1,000 % % % % 12.5%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%
GHS 1,000 % % % % 12%

Fixed Deposit Tips and Advice

Longer Terms = Higher Rates
Banks typically offer higher interest rates for longer deposit terms as your money is committed for more time.
Power of Compound Interest
Compound interest earns interest on both your principal and previously earned interest, maximising your returns.
Deposit Protection
In Ghana, deposits are protected by the Ghana Deposit Protection Corporation (GDPC) up to GHS 6,250 per depositor per bank.
Consider Tax Implications
Interest income from fixed deposits may be subject to withholding tax. Consider after-tax returns when comparing options.