Ghana Financial Comparison Portal

Personal Loans in Ghana: compare rates and monthly costs

Calculate and compare personal loan offers from all banks

Loan Calculator

GHS
1 000 - 75 000
%
4% - 12%
months
4 - 120 months

Compare Bank Offers

Absa Bank Ghana LTD
Absa Bank Ghana LTD
Amount Range
500 -
1,000,000
Interest Rate (%)
28.07% -
32.08%
Term Range
6-84
months
Approval Time
3-7 days
Access Bank (Ghana) Plc
Access Bank (Ghana) Plc
Amount Range
500 -
500,000
Interest Rate (%)
30.9% -
33.3%
Term Range
6-60
months
Approval Time
3-5 days
Agricultural Development Bank Plc
Agricultural Development Bank Plc Guarantor Required
Amount Range
1,000 -
500,000
Interest Rate (%)
34.34% -
39.61%
Term Range
12-60
months
Approval Time
5-10 days
Bank of Africa Ghana Limited
Bank of Africa Ghana Limited
Amount Range
500 -
300,000
Interest Rate (%)
16% -
25.93%
Term Range
6-60
months
Approval Time
3-5 days
CalBank PLC
CalBank PLC
Amount Range
500 -
200,000
Interest Rate (%)
N/A
Term Range
6-60
months
Approval Time
5-7 days
Consolidated Bank Ghana Limited
Consolidated Bank Ghana Limited
Amount Range
500 -
300,000
Interest Rate (%)
28.56% -
33.95%
Term Range
6-48
months
Approval Time
3-7 days
Ecobank Ghana Plc
Ecobank Ghana Plc
Amount Range
500 -
500,000
Interest Rate (%)
30.93% -
32.93%
Term Range
6-72
months
Approval Time
3-7 days
Fidelity Bank (Ghana) LTD
Fidelity Bank (Ghana) LTD
Amount Range
500 -
300,000
Interest Rate (%)
27.6% -
38.42%
Term Range
6-60
months
Approval Time
3-5 days
First Atlantic Bank Limited
First Atlantic Bank Limited Guarantor Required
Amount Range
1,000 -
200,000
Interest Rate (%)
32.9% -
36.95%
Term Range
12-60
months
Approval Time
5-10 days
First Bank (Ghana) LTD
First Bank (Ghana) LTD
Amount Range
500 -
300,000
Interest Rate (%)
29.9% -
35.78%
Term Range
6-60
months
Approval Time
3-7 days
First National Bank (Ghana) Limited
First National Bank (Ghana) Limited Guarantor Required
Amount Range
1,000 -
500,000
Interest Rate (%)
32.9% -
35.54%
Term Range
12-72
months
Approval Time
3-7 days
GCB Bank Plc
GCB Bank Plc
Amount Range
500 -
300,000
Interest Rate (%)
23.4% -
27.2%
Term Range
6-60
months
Approval Time
3-7 days
Guaranty Trust Bank (Ghana) Limited
Guaranty Trust Bank (Ghana) Limited
Amount Range
500 -
300,000
Interest Rate (%)
20% -
23.8%
Term Range
6-60
months
Approval Time
3-5 days
National Investment Bank PLC
National Investment Bank PLC Guarantor Required
Amount Range
1,000 -
300,000
Interest Rate (%)
36.73% -
42.2%
Term Range
12-60
months
Approval Time
5-10 days
OmniBSIC Bank Ghana LTD
OmniBSIC Bank Ghana LTD
Amount Range
500 -
300,000
Interest Rate (%)
31.11% -
34.09%
Term Range
6-60
months
Approval Time
3-7 days
Prudential Bank Limited
Prudential Bank Limited
Amount Range
500 -
300,000
Interest Rate (%)
32.4% -
36.1%
Term Range
6-60
months
Approval Time
3-7 days
Republic Bank (Ghana) PLC
Republic Bank (Ghana) PLC
Amount Range
500 -
300,000
Interest Rate (%)
23.99% -
29.12%
Term Range
12-72
months
Approval Time
3-7 days
Societe Generale Ghana Plc
Societe Generale Ghana Plc
Amount Range
500 -
300,000
Interest Rate (%)
25.89% -
27.48%
Term Range
6-60
months
Approval Time
3-7 days
Stanbic Bank Ghana Limited
Stanbic Bank Ghana Limited
Amount Range
1,000 -
500,000
Interest Rate (%)
37.46% -
50.8%
Term Range
12-72
months
Approval Time
3-5 days
Standard Chartered Bank Ghana Plc
Standard Chartered Bank Ghana Plc
Amount Range
1,000 -
500,000
Interest Rate (%)
25.02% -
29.67%
Term Range
12-72
months
Approval Time
3-5 days
United Bank for Africa (Ghana) Limited
United Bank for Africa (Ghana) Limited
Amount Range
500 -
300,000
Interest Rate (%)
36.1% -
39.42%
Term Range
6-60
months
Approval Time
3-7 days
Universal Merchant Bank Ghana LTD
Universal Merchant Bank Ghana LTD Guarantor Required
Amount Range
1,000 -
300,000
Interest Rate (%)
37% -
41.09%
Term Range
12-60
months
Approval Time
3-7 days
Zenith Bank (Ghana) Limited
Zenith Bank (Ghana) Limited
Amount Range
500 -
300,000
Interest Rate (%)
29.9% -
33.24%
Term Range
6-60
months
Approval Time
3-7 days

Smart Loan Tips

Compare Interest Rates
Even a 1% difference can save thousands over the loan term
Shorter Terms Save Money
Choose the shortest term you can afford for lower total interest
Check Your Eligibility
Higher income and good credit history get better rates
Consider the Total Cost
Include processing fees and other charges in your comparison. Check the Annual Percentage Rate (APR)