Expert insights on loans, banking, investments, and financial planning in Ghana
XDS Data Ghana is the country's best-known credit bureau, and lenders check your XDS credit report before approving most loans and credit cards. This guide explains what XDS Data is, how to check your
The Student Loan Trust Fund (SLTF) is Ghana's government-backed scheme that helps tertiary students finance their education. After a major overhaul that removed the guarantor requirement and increased
How MTN MoMo Qwikloan works in Ghana: eligibility from your MoMo activity, limits up to GHS 2,000, the 30-day term and 6.9% fee, and how repayment is deducted.
How the Telecel Cash Flex Loan works in Ghana: a First Atlantic Bank micro-loan on Telecel Cash, the 30-day term and 8.9% monthly fee, the default penalty and how to apply.
How to tell a licensed loan app from a predatory one in Ghana: the Bank of Ghana directive and blacklist, dangerous permissions, harassment tactics and how to report them.
Understanding loan calculators in Ghana is key for financial planning. This guide explores how these tools work, which banks offer them, and what to consider for personal loans in GHS, adhering to Bank of Ghana regulations.
Securing a home loan in Ghana, often called a mortgage, is a significant financial step. This guide provides essential information on the process, eligibility, key providers like Absa, Ecobank, Stanbic, and GCB, and important considerations for prospective homeowners in 2026.
Fixed deposits offer a secure way to grow your money in Ghana. This guide explores current rates, compares major banks, and provides essential tips for navigating the market. Understand the benefits, risks, and how to choose the right fixed deposit for your financial goals.
Discover the Ghana Deposit Protection Scheme (DPS) and its vital role in securing your financial future. This guide explains how the DPS works, which institutions and deposits are covered, and provides practical advice for managing your savings safely within Ghana's banking system.