Expert insights on loans, banking, investments, and financial planning in Ghana
Ghana's remittances jumped to $7.8 billion in 2025, and mobile money is now the main way money arrives — in minutes, with just a phone number. The E-Levy was abolished in April 2025. Here is how MoMo transfers work, the KYC limits that cause rejections, and how to send safely.
XDS Data Ghana is the country's best-known credit bureau, and lenders check your XDS credit report before approving most loans and credit cards. This guide explains what XDS Data is, how to check your
The Student Loan Trust Fund (SLTF) is Ghana's government-backed scheme that helps tertiary students finance their education. After a major overhaul that removed the guarantor requirement and increased
How MTN MoMo Qwikloan works in Ghana: eligibility from your MoMo activity, limits up to GHS 2,000, the 30-day term and 6.9% fee, and how repayment is deducted.
How the Telecel Cash Flex Loan works in Ghana: a First Atlantic Bank micro-loan on Telecel Cash, the 30-day term and 8.9% monthly fee, the default penalty and how to apply.
Bank of Ghana blacklisted 20 unlicensed loan apps on 3 August 2026, and only Fido appears on its official licensed registry. Illegal apps harvest your contacts and photos on install, then threaten to send shame messages to your family and employer.
Understanding loan calculators in Ghana is key for financial planning. This guide explores how these tools work, which banks offer them, and what to consider for personal loans in GHS, adhering to Bank of Ghana regulations.
Securing a home loan in Ghana, often called a mortgage, is a significant financial step. This guide provides essential information on the process, eligibility, key providers like Absa, Ecobank, Stanbic, and GCB, and important considerations for prospective homeowners in 2026.
Fixed deposits offer a secure way to grow your money in Ghana. This guide explores current rates, compares major banks, and provides essential tips for navigating the market. Understand the benefits, risks, and how to choose the right fixed deposit for your financial goals.